As an open and transparent mortgage broker in Bawtry, our mission is to provide unwavering support and expert guidance throughout your entire mortgage journey. Our goal is to alleviate the stress associated with the mortgage process, allowing you to enjoy the experience of moving into your new home.
As a mortgage broker in Bawtry we are able to help many different types of homebuyers or those looking to remortgage. We have been working in the industry for over 20 years now and have experienced every mortgage situation possible.
If obtaining a mortgage proves challenging, we will take a step back and look at the reasons why you are struggling to get accepted then help you get back on track.
Even if you have been declined by your bank, don’t hesitate to contact our mortgage advisors in Bawtry for help. There are specialist mortgage products out there that can be accessed by applicants with low credit or specialist scenarios.
In addition to securing a mortgage for your new property, as a mortgage broker in Bawtry, we will meticulously explore the mortgage market to identify a mortgage arrangement tailored to your circumstances, with the aim of saving you both time and money. Your dedicated mortgage advisor in Bawtry will search through thousands of mortgages in order to find the most appropriate product for your personal and financial situation.
We are able to access both high street and specialised mortgage products. This means that even if you have bad credit or are struggling to get a mortgage, there may still be deals available for you out there. Moreover, most special products require you to provide a higher deposit than the usual 5%. This could be anywhere between 10%-15%.
Seeking mortgage guidance and conversing with an experienced mortgage advisor in Bawtry here has never been more convenient. You can simply book a free mortgage appointment online at a date and time of your choice. We are available 7 days a week so that you can get in touch at a time that best suits you!
First time buyers in Doncaster may predict the mortgage process to be a little overwhelming, when it really doesn’t have to be! By using a mortgage broker in Bawtry like us, we will support you in navigating the mortgage journey with ease, right from your initial contact until the moment you receive the keys to your new home.
If you want to work out how much you can borrow, you can take a look at our free mortgage calculators. Alternatively, you can reach out to our mortgage advisors in Bawtry and we can provide an accurate figure. We can work out your affordability through a series of questions and conducting credit checks.
Moreover, within 24 hours of your free mortgage appointment, your mortgage advisor in Bawtry can acquire you an agreement in principle. This invaluable tool proves advantageous when making property purchase offers.
When moving home in Doncaster, you have to remember that not only are you buying a new home, you are also selling one! So, you need to have a think about how you are going to manage the mortgage side of the process.
If you are unable to port your mortgage in Bawtry, you will need to look at a new mortgage on your new home. As your mortgage broker in Bawtry, we will take away all of this stress and help you find the perfect deal for your personal and financial situation. We take everything in account when finding you your mortgage product for your new home.
With a wealth of over two decades’ industry expertise, we have established robust partnerships with both new and established landlords within Bawtry. Should you be considering investing in a buy to let mortgage in Doncaster, we advise getting mortgage advice in Bawtry from a expert.
Landlords can also explore possibilities such as HMO, interest-only, and holiday let arrangements. Should you be considering these options, we are well-equipped to offer you assistance in this regard as well.
As your fixed term draws to a close, it’s essential to begin exploring your remortgage options. Remortgaging in Doncaster entails obtaining a new mortgage product to replace your current arrangement. This step is crucial in avoiding the transition to your lender’s standard variable rate of interest, which is often notably higher than your existing rate, consequently leading to increased monthly repayments.
As a mortgage broker in Bawtry, we are able to search 1000s of mortgage deals to identify the perfect remortgage product for you. Additionally, we are equipped to delve into alternate remortgage avenues with you, including options such as remortgaging for home improvements, equity release, and debt consolidation.
If you happen to be self employed in Doncaster, the mortgage application process will follow the same path as other mortgage scenarios. The only real difference is that you have to supply more evidence to support your income and mortgage affordability.
Our mortgage advisors in Bawtry will offer clear guidance and help you arrange the necessary documentation required for your evidence. They will carry out an affordability evaluation and investigate the assortment of applicable deals tailored to your circumstances.
For those considering later-life mortgage alternatives, search no more. We have a specialised in-house team focused on addressing your mortgage inquiries in Bawtry. To get in touch with the team, simply give us call or schedule a free mortgage appointment online to connect with a dedicated later-life mortgage advisor in Bawtry.
Our Customers Love Us
4.99 Rating101 Reviews
Nicola
Very easy to deal with, answered all my questions and put me at ease. Would highly recommend.
6 months ago
Katrina
Fantastic service. so helpful and friendly would highly recommend to anyone and especially Wayne and Chloe they have been with us every step of the way, thank you so much for helping us with our first mortgage
6 months ago
Thomas
Fantastic, very attentive and helpful throughout the whole process
7 months ago
Thomas
Very helpful
7 months ago
Glenn
Excellent customer service. Matt & Lizzi were great with communication throughout the process. Mortgage achieved as promised.
7 months ago
Valy-Sorinel
The best mortgage advisor
9 months ago
George
Great service from Daniel, we are remortgaging this summer and found the best option with his help.
10 months ago
Harrison
The service provided by Tom was brilliant and he was always available to offer support and advice throughout the process. Me and my partner were first time buyers and it couldn’t have been made any easier due to the service provided by Tom and his...
11 months ago
Beth
We have used Jason twice to sort our mortgage after one house fell through. He has been accommodating around working hours and always responds rapidly. Always has good advice and understands any questions we weren’t quite sure on. I would...
11 months ago
Beth
I would recommend using moneyman, Jason has supported us through getting two mortgages, following one house falling through! It made the process much less stressful and he kept us up to date with everything.
1 year ago
Louis
Very good customer communication
1 year ago
Anne
Very helpful and professional
1 year ago
Hayley
Thorough, prompt and personal service. I can not recommend enough. Chris has been excellent to deal with. I would definitely use again
1 year ago
Umar
Great team, excellent communication and makes the process a lot easier. Definitely recommend using them for the support.
1 year ago
Ben
2nd time using these guys and they deliver every time. Brilliant customer support as always
1 year ago
Dean
Excellent service
1 year ago
Mariola
We used Tom as our mortgage adviser and he was brilliant. Answered all our questions, put us at ease throughout the whole process and even scheduled meetings around our schedule - which was quite busy at the time. The whole team was super helpful...
2 years ago
Samantha
Absolutely fantastic service from Leo and Meghan. Everything was done so quickly after the initial call, and everything was explained clearly. Couldn't have asked for a better service, thank you.
2 years ago
Abbiegail
Thank you so much to Ryan and Lynsey for helping us find the perfect mortgage for my family! Great communication and help throughout the process. Will definitely be recommending to friends and family in the future
2 years ago
Shacheesh
both Jason and Molly have been extremely professional and efficient in the complexities of mortgage application allowing the application to go through within a week from contact. Excellent work.
2 years ago
Your first step involves reaching out to our team through either scheduling a complimentary mortgage appointment online or giving us a call.
Subsequently, you will be paired with an experienced mortgage advisor in Bawtry. This advisor will specialist to your mortgage circumstances and your objectives.
During your free mortgage consultation, your designated mortgage advisor in Bawtry will ask you questions to get a comprehensive understanding of your financial landscape.
They do this to try and and find the perfect mortgage arrangement aligned with your individual and financial circumstances.
Now that we now what you are looking for achieve from your mortgage journey, we can begin searching for the most suitable mortgage product for yourself.
Once we find this product, if you are happy to proceed with ourself and the product presented to you, we can begin preparing your mortgage application.
From this point, you will be assigned a dedicated case manager. They will help you prepare your application. Once everything is in place, we can send it off to the mortgage lender!
Now all that is left to do is to wait for a response from the mortgage lender. Your case manager will be in touch as soon as they hear back from them to tell you the good news!
During your free mortgage consultation, our team will delve into your circumstances and aspirations to find an appropriate recommendation. As an experienced mortgage broker in Bawtry, prior to identifying a fitting solution, we undertake a thorough assessment of your financial standing and explore potential opportunities accessible to you.
We have over 20 years in the mortgage industry and have help all kinds of applicants through their mortgage process. Our job is to guide you through the mortgage process from start to finish, ensuring that you feel comfortable and secure at all times.
Everyone has a busy life, we know that! That is why we offer mortgage appointments 7 days a week so that you can work around your busy and working schedule. You can book a slot early in the morning, during the evening or late at night – it’s up to you!
When seeking a mortgage in Bawtry, it’s imperative to bear in mind that the majority of lenders require you to provide a minimum deposit of 5% of the property’s value.
This is reliant on your credit score, however. If you have bad credit, a larger deposit may be necessary, varying from 10% to 15% or potentially exceeding that range.
Should you find yourself uncertain about your borrowing capacity for a mortgage, get in touch with our mortgage advisors in Bawtry and we can get you an accurate figure.
An Agreement in Principle (AIP) is a pivotal document that indicates a lender’s readiness to lend to you. This document is agreed in principle of you providing necessary documents to support your income and mortgage affordability.
Having an AIP in place may facilitate negotiations with the seller concerning the purchase price. For instance, when a seller is approached by two potential buyers, one holding an AIP and the other without, the preference often sways toward the AIP holder. This is because the AIP holder has already received preliminary approval and can progress more expeditiously through the mortgage process.
Typically, AIPs remain valid for around 30-90 days, so you would need to renew it once it runs out. As a mortgage broker in Bawtry, we can arrange a new AIP for you within 24-hours of your enquiry, so don’t worry if it runs out!
Your free mortgage appointment with a mortgage advisor in Bawtry should last between 30-45 minutes. During this appointment you will be asked a series of questions regarding your personal and financial situation. We need to do this to get an idea of what sort of mortgage options you would qualify for.
Following your appointment, your mortgage advisor in Bawtry will begin searching through mortgage products that are tailored to your individual circumstances. Once they find an appropriate product, they will present it to you in the form of a mortgage illustration.
As a mortgage broker in Bawtry, we are here to help you throughout the entirety of your mortgage journey. We want to take away all of the stress that comes with taking out a mortgage so that you can relax and enjoy this exciting experience.
One of our core services includes helping you prepare your mortgage application to make sure that it looks the best that it can do in front of your mortgage lender. Our job is to try and get you that mortgage for your dream home, we will do everything that we can to help you get accepted.
It can be a little harder to get accepted for a mortgage with bad credit, although not impossible. Mortgage lenders may require you to put down a higher deposit than usual, for example a 10%-15% deposit of the property’s value.
If you have been declined by your bank, we advise that you do not keep applying, because the more times you are declined, the more of a negative effect you will be having on your credit.
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7 Days a Week, 8am – 10pm