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Remortgage Advice in Doncaster

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Finding you the Perfect Remortgage Deal!

If you’re nearing the end point of your fixed mortgage term and you feel like your best route to take could be a Remortgage in Doncaster, you are in the right place!

 

Throughout our two decades of working with Remortgages, we’ve managed to help thousands of customers find suitably competitive Remortgage deals that match their circumstances and needs.

 

Remortgage Advisors in Doncaster

Our Remortgage Advisors in Doncaster are able to take a look through 1000s of Remortgage deals for our customers. If they find a great deal that your situation matches up against and you are happy to go ahead with the deal, we are able to get you started with your mortgage and get your Remortgage application submitted to the lender.

 

Our Mortgage Advisors in Doncaster want what is best for our customers and will always recommend the appropriate course of action for them to take. If your best option is to stay where you are with your current lender, our Mortgage Advisors in Doncaster will be fully transparent and tell you so.

 

We would highly suggest that you take full advantage of the free Remortgage appointment we have on offer. Getting a free mortgage review could possibly give you access to a better mortgage rate which could even potentially save you money down the line.

 

Get in touch with a trusted and reputable Mortgage Broker in Doncaster today and we’ll see how we are able to help.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Popular Reasons to Remortgage in Doncaster

Remortgage to Find a Better Deal

As you start to reach the end point of your initial fixed period for your mortgage in Doncaster, you’ll need to weighing up the routes you might take next.

 

We generally find that people will look to obtain a Remortgage, as once you have reached this point, you will be switched automatically onto your lenders Standard Variable Rate, something that is less than ideal for many customers.

 

The reason for this is that the interest rate for an SVR will usually be greater than your initial fixed period, which means your monthly mortgage repayments will be increased.

 

It’s because of this that seeking Remortgage Advice in Doncaster is a popular choice amongst homeowners.

Remortgage to Fund Home Improvements

We have worked hard to serve as a guiding light to all kinds of different and unique customers when it comes to releasing equity from their homes to fund any home improvements.

 

People usually do this when they’re looking to start work on large planned improvements, such as a home extension, a new kitchen remodel, or a converted loft.

 

If you are looking at the potential routes for releasing a large amount of equity to help cover the costs of any new home developments, such as an extension, there are is a strong selection of mortgage lenders who may ask you to show any quotations you’ve been given for the costs of the work that will take place.

Remortgage to Consolidate Debts

Some homeowners look to consolidate any unsecured debts into your mortgage, as taking this path allows you to merge all your outgoings into a manageable monthly payment that will remain the same for the length of your term.

 

Please remember though that doing this will extend your debt over the duration of your mortgage term and by the end of it, you’ll have paid more back overall. There’s lots for you to give some thought prior to going into debt consolidation.

 

With this in mind, it is absolutely recommended that you speak to a Mortgage Broker in Doncaster before you look at securing any debt against your home.

Remortgage to Remove a Name

If you co-own a home and are looking to remove a name from the mortgage, this can be achieved by taking out a remortgage in Doncaster.

 

Even if you choose to stay with the lender you’re currently with, you’ll find yourself going through a similar process. The reason for this is because the lender needs to have confidence that the person who is on the mortgage can afford the payments and has good credit.

 

For more information on any of the above scenarios or to gain a deeper understanding of Remortgages, feel free to go have a look at our Remortgage guides section.

Why choose us for your Remortgage in Doncaster?

Our team of dedicated and hard working mortgage advisors will offer all of our brilliant customers a free Remortgage consultation in Doncaster & surrounding areas.

 

We have members of our team available 7 days a week, from early on until late at night, with bookable appointments that work around your personal and professional life.

 

If you are perhaps looking at your options to release equity from your Remortgage? On the other hand you maybe are just looking to find a better deal? Regardless of your circumstances, our mortgage advisors in Doncaster are ready, willing and able to analyse your mortgage options with you.

 

We are able to take a look through 1000s of specialist and unique mortgage products in order to find the most suitable mortgage deal for your individual situation.

 

Here at Doncastermoneyman, we are super proud of our ability to provide fast and friendly Mortgage Advice in Doncaster. We absolutely love what we do, ensuring customers can reach their mortgage goals.

 

To learn more about the service we provide and the levels of customer satisfaction we strive for, please take a look at our company reviews. You’ll be sure to see many happy customers who trusted us to help reach their property goals.

 

If you would like to book a free Remortgage appointment, please feel free to get in touch with us today. Our trusted Mortgage Advisors are on hand to help answer all your questions and get your Remortgage process underway.

What our customers say

Common mortgage
questions

If you are on your lenders SVR (Standard Variable Rate of Interest), you increase your chances of saving money. We will help you compare new products that are available against your current mortgage deal, in order to work out these potential savings for you. If you have any existing equity in your property, a remortgage would also allow you to release some of this money for any purpose. We usually see homeowners using this for things like home improvements.

If you have built up any unsecured debts at any point, you may have the option of taking out a remortgage to cover these debts and pay them off, by increasing the size of your mortgage. This is not something we advise rushing into though, as there are some downsides. We would highly suggest that customers always seek Mortgage Advice in Doncaster before consolidating their debts!

Your initial free remortgage consultation in Doncaster will last approximately one hour. We will then compare a new deal against your current product and recommend the most appropriate deal for your personal needs, with no obligation for you to proceed. It’s then completely up to you to decide whether or not you go ahead with the mortgage.

The fees involved in your remortgage process will be similar to the ones you would’ve had when you started your existing mortgage. Your dedicated Mortgage Advisor in Doncaster will take the time to run through all of the fees with you. They will take these fees into consideration when comparing the savings of the new deal versus your current mortgage.

Your mortgage advisor in Doncaster will carry out a Fact Find to establish your personal mortgage needs, before recommending the most suitable mortgage for your situation. A credit check will then be required in order for you to obtain an Agreement in Principle, which we are able to help with. Once you have provided the lener with all the relevant documentation, and you have had a valuation of the property completed, a formal mortgage offer can then be issued.

You may have the option of taking out a second mortgage on your home for things like debt consolidation or any potential Home Improvements. It may also be possible to take out a mortgage on a second property to use on yourself, for a family member, a holiday home or even a Buy to Let.

If you’ve had credit problems previously, you may still have a chance at getting a mortgage, but you may possibly be required to put down a higher deposit than for the property than you might have if you had with good credit. This can often be 15% of the property purchase price.

You’ll generally be required to send three payslips if you are a standard employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, proof of address and the previous 3 months’ bank statements.

We make it so easy!
Our 4 step process

Step 1

An initial telephone call where we take some details and look at your Remortgage plan.

Step 2

A discussion about your personal requirements. You already own the property this time around, you can avoid the property chain!

Step 3

We will search and compare 1000s of products to find you the most appropriate deal.

Step 4

Application stage - We'll ensure everything goes smoothly with the lender. You'll have our support from your initial contact right through to when your remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Doncastermoneyman.com & Doncastermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Doncastermoneyman

Doncastermoneyman, 3 Cavendish Court, South Parade, Doncaster, DN1 2DJ.

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