The home buying process can be challenging, especially if you’re a first time buyer in Doncaster who are in need of some help from a mortgage broker in Doncaster. The same can be said even if you’re moving home in Doncaster too. As you could expect with such a large financial commitment, sometimes obstacles can crop up along the way. These can include higher property prices, limited income, needing to put down a bigger deposit, struggles to match up with criteria and more.
The good aspect of using a mortgage scheme, is that they can potentially help to make home ownership more attainable and can help to reduce a lot of these problems. From schemes that help lower earners, to support from housing associations and councils, there’s no need to be worried as there could very much be options out there that can help you achieve your goals.
It is very important to understand that not every scheme will apply to every situation. Some schemes are more aimed at first time buyers in Doncaster , with a view to help to buy their first home. Others are available to people moving home in Doncaster as well.
The most popular schemes available for home buyers are the Shared Ownership Scheme, which is available to first time buyers & home movers in Doncaster, as well the Right to Buy & Right to Acquire Schemes, which helps local authority tenants to purchase their homes.
These are the types of schemes you may know by name, whilst others you may not be aware of. Some of these include the Lifetime ISA, first homes scheme and forces help to buy, to name just a few. They all have their own eligibility requirements and criteria to meet, for you to apply for them. Even if you do meet the requirements, it doesn’t necessarily mean it’s right for your situation either.
That is where a dedicated mortgage advisor in Doncaster can come in. It is their job to look at your case and see what options you have available to you. In some cases, the route you thought was appropriate initially, may not be the best route for you to take overall.
By booking in your free initial mortgage appointment with a mortgage advisor in Doncaster, you’ll find out about all the possible schemes or alternatives, that could help to buy in Doncaster as a first time buyer or home mover.
Help to Buy was introduced in the 2010’s, off the back of the UK government’ previous FirstBuy Scheme. With a series of pre-existing and new schemes placed under that banner, it was designed to help first time buyers get onto the property ladder.
Over the years we have seen schemes under this banner disappear, whilst others have carried on without that branding. The most popular and well-known of these was the Help to Buy Equity Loan Scheme, which was closed to new applicants towards the end of 2022.
What this means is that first time buyers are no longer able to use a Help to Buy in Doncaster or anywhere in the UK, though this doesn’t necessarily mean that support for home buyers has ended. There are still a variety of schemes that can help to buy in Doncaster!
Having expert mortgage advice in Doncaster, you’ll find out about all the possible schemes or any alternatives options, that can help.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.99 Rating111 Reviews
Jade
Outstanding and amazing service
2 months ago
Liam
Great to deal with
3 months ago
Liam
Great people very easy to deal with. Helped me massive.
3 months ago
Judith
The support we received was amazing. When we felt down they lifted our mood. Then when the result came through it was fantastic.
3 months ago
David
Doncastermoneyman have always been great and make the mortgaging process as simple as possible, with minimal stress. They are always very helpful and have great customer service. I would definitely recommend them to anyone.
3 months ago
Neil
Absolutely brilliant, excellent service. Not the cheapest but you pay for what you get. I used another cheaper company after lots of messing about, I had to find another mortgage broker, Doncastermoneyman stepped up, got me a really good...
6 months ago
Brandan
Very nice, respectful and helpful throughout the process. They give very informative updates as well.
6 months ago
Victoria
Incredibly impressed with Leo, easy process with fast results. Would 100% recommend.
9 months ago
Bethany
A very good and quick replying broker. Always gave the best advice and looked for the best offer for us. Would highly recommend.
10 months ago
Bethany
A very helpful broker. We received very quick responses. They always looked for the best rates and very understanding of circumstances and gave us the best advice.
10 months ago
Nicola
Very easy to deal with, answered all my questions and put me at ease. Would highly recommend.
1 year ago
Katrina
Fantastic service. so helpful and friendly would highly recommend to anyone and especially Wayne and Chloe they have been with us every step of the way, thank you so much for helping us with our first mortgage
1 year ago
Thomas
Fantastic, very attentive and helpful throughout the whole process
1 year ago
Thomas
Very helpful
1 year ago
Glenn
Excellent customer service. Matt & Lizzi were great with communication throughout the process. Mortgage achieved as promised.
1 year ago
Valy-Sorinel
The best mortgage advisor
1 year ago
George
Great service from Daniel, we are remortgaging this summer and found the best option with his help.
1 year ago
Harrison
The service provided by Tom was brilliant and he was always available to offer support and advice throughout the process. Me and my partner were first time buyers and it couldn’t have been made any easier due to the service provided by Tom and his...
1 year ago
Beth
We have used Jason twice to sort our mortgage after one house fell through. He has been accommodating around working hours and always responds rapidly. Always has good advice and understands any questions we weren’t quite sure on. I would...
1 year ago
Beth
I would recommend using moneyman, Jason has supported us through getting two mortgages, following one house falling through! It made the process much less stressful and he kept us up to date with everything.
1 year ago
Our mortgage advisor in Doncaster will assess your income and expenses during your appointment to determine your eligibility and affordability for Help to Buy Schemes in Doncaster.
Our team will thoroughly search through 1000 mortgage products to find the one that suits your needs best. We will also assist you in obtaining a mortgage agreement in principle, which can support any offers you make on new builds.
Upon acceptance of your offer, we will submit your complete mortgage application and accompanying documents to the lender. Throughout this process, your dedicated case manager will keep you informed of progress, from the mortgage offer to completion and beyond.
Our services go beyond securing the most suitable mortgage deal for you. We will provide recommendations for relevant insurance options to protect you and your loved ones.
Additionally, we will proactively contact you when your mortgage deal is approaching its end to ensure that you continue to have the most suitable arrangement.
Once you start speaking to a dedicated mortgage advisor in Doncaster, you’ll have a continuous mortgage support system, from your first point of contact, all the way until your mortgage completes.
When you get in touch you may have already found a new home that you are wanting to buy.
During your initial free initial mortgage appointment, the mortgage advisor in Doncaster you are assigned will make time to have a look through all of the mortgage figures with you, giving you a rough estimate of what the costs and your monthly mortgage payments may be.
If your circumstances and the property in question matches the criteria for taking out a mortgage under a Government scheme, our team would be able to go through the paperwork with you and even liaising with external parties when required.
Not only will we work hard to help you achieve your mortgage goals, but if you require assistance with something like surveyors or solicitors, we are also able to point you in the right direction, having open discussions about what you may need for this.
As a mortgage broker in Doncaster with over 20 years of giving our loyal customers open & honest mortgage advice in Doncaster, we have worked with a lot of different customers looking to achieve their home buying goals, gaining a lot of experience in various mortgage scenarios.
Through our years of mortgage industry service, we have worked with a lot of customers who are looking to utilise a Government Scheme in Doncaster.
To learn more about the level of service we provide, please have a look at our wonderful and genuine customer reviews.
As a reputable and knowledgeable mortgage broker in Doncaster that prides itself on a clear & simple service, we are here to guide our customers through every step of their mortgage experience.
Contact our team and get yourself booked in for a free initial mortgage appointment with a dedicated advisor today.
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.