Buying a home is a serious financial commitment, therefore, we understand that there can be a lot of nerves when it comes to being a First Time Buyer. Finding your dream first home can be exciting and something we would love to help you with!
With over twenty years of exceptional mortgage experience, our expert mortgage advisor in Doncaster are here to help you along with your mortgage journey.
Here at Doncastermoneyman, we strive to make your journey as fluid and easy as possible. We understand every customer’s circumstances are different and there is a possibility we have dealt with a situation similar to yours before. This could be moving into a new property on your own or with a friend/relative or something more complex.
When it comes to making an offer, it’s best that you are prepared with a Mortgage Agreement in Principle. If you are unsure, don’t panic, we are able to help you out with this.
With the competitive market and securing a property with your estate agent, you may feel a lot of pressure when it comes to being a First Time Buyer. As a caring mortgage broker in Doncaster, this is where we take action and support you in relieving the stress. If needed, we can work at a speed that fits your circumstance.
It can be overwhelming to choose the appropriate mortgage due to the variety of different types available on the market.
Getting over every mortgage obstacle is something we aim to do at Doncastermoneyman. Our dedicated team will work hard, finding the most appropriate outcome for your personal circumstances.
A free Initial Mortgage Appointment is offered to all customers. If you are looking at discussing your mortgage options, check out our contact page so you can speak with one of our knowledgeable advisors and take advantage of expert mortgage advice in Doncaster.
The amount of deposit you need should be a minimum of approximately 5-10%, this will vary depending on how well your credit score is. A common drawback for young First Time Buyers is that they don’t have a strong enough credit score to begin with.
We tend to find as an experienced Mortgage Broker in Doncaster that First Time Buyers who have a credit score will usually have a good one. If you are in this position, it’s possible that you have access to a higher loan-to-value (%), like a 90-95% mortgage.
Despite this, there is some cases where a First Time Buyer has a lower credit score. This can limit the amount of access you would have to lower loan-to-values which means you will need to put down a much larger deposit, usually upwards of 15%. By doing this, the lender can reduce the risk by lending less to you overall.
Another factor that can vary the deposit is the price of the property you are looking to purchase. Your mortgage amount is a percentage of the property price.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
29 5 Star Reviews
Samantha Clement
Matt has been extremely helpful advising us on our recent mortgage application, we would certainly use MoneyMan / Matt again. Thank you. Sam & Gary
27 Apr 2026
Anila Quyyam
I had a really positive experience with UK Money Man when arranging my mortgage for my next property. Jason and Joe were both fantastic throughout the whole process. They supported me with porting my existing mortgage, and made what could have been a complicated process feel very straightforward. Their communication was excellent! They were always quick to respond, kept me updated, and explained everything clearly so I always knew what was happening. What stood out most was their speed, clarity, and how easy they made everything feel from start to finish. I really felt supported throughout, and they helped everything move along smoothly. I would definitely recommend UK Money Man to anyone looking for a reliable and responsive mortgage broker.
16 Apr 2026
Nathan Glave
Wow what a great service ive just received by Debbie Stones and Jason Loft so easy and quick, application to full mortgage offer after finding a house within days. Can't recommend these guys enough and will definitely be using in the future, thanks so much guys 👍🏻
25 Nov 2024
Jono Hinman
Daniel was brilliant, good help and good advice!
28 Oct 2024
Matthew Andrews
The full team have been brilliant from the very start of our journey of getting a mortgage with a special thanks to Wayne and Chloe, both did everything possible to make the process as easy and quick as possible and couldn't help enough with any questions we had, if we could give more than 5 stars we would of so if your looking for help and advice in getting a mortgage these guys are your people Matthew & Katrine Andrews
30 Apr 2024
Mathew Latham
Incredible Mortgage Broker! Despite what me and my wife thought were impossible personal circumstances to secure a mortgage, Matt Collinson managed to find a solution and we secured a mortgage in only 2 weeks! Professional and efficient service, and because of their ability to produce results, incredible value for money!
8 Feb 2023
briony haller
My experience with this company has been nothing but amazing!!! Wayne and Louise have been so helpful through the whole process, always available to talk and answer any questions I’ve had. As a first time buyer, I can say it has been a very pleasant experience in buying my first property with them! I 100% recommend to anyone. They will definitely be my first point of contact for the future.
14 Apr 2022
John Keenan
Kerry Bewell was assigned my application for a mortgage and I can honestly say she went over and above. She was in contact regularly with any updates regardless how small and kept me informed throughout the process answering questions and queries. I would highly recommend her.
21 Dec 2021
Simon Hastings
Very professional and comprehensive in meeting our mortgage needs. Would highly recommended. Jason worked tirelessly to find us a suitable mortgage, thanks so much!
13 Aug 2020
Cr
Jason and the team are fantastic cant thank them enough for making the process flow so easy. Highly recommended
4 Feb 2020
During youyr free complimentary mortgage appointment, our committed mortgage advisor in Doncaster will assess your income and expenses.
This allows them to dermine the maximum borrowing capacity available to you as a first time buyer in Doncaster.
Our team of experts can connect you with a wide range of lenders offering products tailored for first time buyers in Doncaster. This will set you on the right path towards becoming a homeowner.
Following your consultation, we will promptly secure your mortgage agreement in principle (AIP), usually within 24 hours.
Once your offer on a property is accepted, our dedicated mortgage advisor in Doncaster will take care of submitting your mortgage application and organizing any additional documentation required by the lender.
Throughout the mortgage process, your dedicated case manager will provide regular updates, ensuring you are well-informed at every stage.
In addition to finding the most suitable mortgage deal for first time buyers in Doncaster, our team is devoted to helping you obtain comprehensive insurance coverage to safeguard you and your loved ones financially.
We will also contact you when your mortgage is due for renewal to ensure you are always on the most suitable deal.
When you go to us, you will receive a free initial mortgage appointment which happens over the telephone or through a video call on Microsoft Teams.
You may be thinking your situation is too complex, but our 20 plus years of experience has provided us with the opportunity to face a range of mortgage scenarios. Therefore, you may find your situation is one we have encountered numerous times.
Through searching 1000’s deals, we can find you the most appropriate that most suitable for your circumstances as a First Time Buyer. Our goal isn’t just finding you the right mortgage, it’s being there from the beginning to the end of your journey.
Our team works hard to make the process as stress-free as possible to provide you peace of mind. Every step of the way, you will be updated by your dedicated case handler who will make sure you understand what is happening.
Our expert Mortgage Advisors in Doncaster have rich experience and knowledge in helping first time buyers take their first step on their mortgage journey.
Our Mortgage Advisors work 7 days a week until late, so they can work around you and you can contact them at your best convenience.
We will be your helping hand from your initial enquiry to getting the keys to your new home. We aim to help achieve your mortgage goals. Therefore, get in touch with us now to book your free initial mortgage appointment today.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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