Remortgage Calculator

Use our remortgage calculator to work out how much you can save by remortgaging.

Outstanding Balance (£)*

£

Repayment Period (Years)*

Current Interest Rate (%)*

New Interest Rate (%)*

With the new interest rate, your monthly payment could be...

£0

This would save you £0 per month or £0 per year.

Are you due for renewal within 6 months? We can search 1000s of remortgage deals to find one tailored to your circumstances.

Remortgage Calculator FAQs

Is the remortgage calculator accurate?

Our remortgage calculator provides an estimated figure based on the details you input, such as your remaining mortgage balance, property value, and desired terms.

While it’s a helpful starting point to understand your potential savings or new repayment options, speaking with a mortgage advisor will give you a more precise and personalised assessment.

Factors like your credit score, income, and financial goals are better addressed through tailored advice.

When should I remortgage?

Remortgaging is often a good idea when your current fixed-rate deal is nearing its end, as this can help you avoid switching to your lender’s typically higher standard variable rate.

It’s worth noting that many lenders allow you to secure a new deal up to 6 months in advance, meaning you can plan ahead and ensure a smooth transition.

You might also consider remortgaging to secure a better rate, release equity or consolidate debt.

Speaking with a mortgage advisor can help you determine the best time to remortgage based on your individual circumstances.

How long does the remortgage process take?

The remortgage process typically takes between four to eight weeks, depending on factors like the complexity of your application and the efficiency of the lender and solicitor.

Straightforward cases can sometimes be completed more quickly.

Starting the process early, such as 6 month prior to your deal ending, ensures you have enough time to secure a new deal and avoid delays.

Use the remortgage calculator above to get your journey started today!

Can remortgage with bad credit?

Remortgaging with bad credit is possible, but it may require additional consideration from lenders.

While some may offer limited options, others specialise in helping customers with adverse credit.

A larger amount of equity in your property or a stable income can improve your chances.

A mortgage broker like us can guide you through your options, finding lenders who may be willing to work with your circumstances.

Should I use a mortgage broker?

Using a mortgage broker like us when remortgaging can be highly beneficial. A broker has access to a wide range of deals, including those not available directly from lenders.

We can save you time, help you find a competitive rate, and provide expert advice tailored to your needs.

Whether you’re looking to save money, release equity, or remortgage with bad credit, we can make the process smoother and less stressful.

Our Customers Love Us

4.99 Rating112 Reviews

Mick

Did everything possible for us to secure a great deal. Thankyou!

2 weeks ago

Jade

Outstanding and amazing service

4 months ago

Liam

Great to deal with

5 months ago

Liam

Great people very easy to deal with. Helped me massive.

5 months ago

Judith

The support we received was amazing. When we felt down they lifted our mood. Then when the result came through it was fantastic.

5 months ago

David

Doncastermoneyman have always been great and make the mortgaging process as simple as possible, with minimal stress. They are always very helpful and have great customer service. I would definitely recommend them to anyone.

6 months ago

Neil

Absolutely brilliant, excellent service. Not the cheapest but you pay for what you get. I used another cheaper company after lots of messing about, I had to find another mortgage broker, Doncastermoneyman stepped up, got me a really good...

8 months ago

Brandan

Very nice, respectful and helpful throughout the process. They give very informative updates as well.

8 months ago

Victoria

Incredibly impressed with Leo, easy process with fast results. Would 100% recommend.

11 months ago

Bethany

A very good and quick replying broker. Always gave the best advice and looked for the best offer for us. Would highly recommend.

1 year ago

Bethany

A very helpful broker. We received very quick responses. They always looked for the best rates and very understanding of circumstances and gave us the best advice.

1 year ago

Nicola

Very easy to deal with, answered all my questions and put me at ease. Would highly recommend.

1 year ago

Katrina

Fantastic service. so helpful and friendly would highly recommend to anyone and especially Wayne and Chloe they have been with us every step of the way, thank you so much for helping us with our first mortgage

1 year ago

Thomas

Fantastic, very attentive and helpful throughout the whole process

1 year ago

Thomas

Very helpful

1 year ago

Glenn

Excellent customer service. Matt & Lizzi were great with communication throughout the process. Mortgage achieved as promised.

1 year ago

Valy-Sorinel

The best mortgage advisor

1 year ago

George

Great service from Daniel, we are remortgaging this summer and found the best option with his help.

1 year ago

Harrison

The service provided by Tom was brilliant and he was always available to offer support and advice throughout the process. Me and my partner were first time buyers and it couldn’t have been made any easier due to the service provided by Tom and his...

2 years ago

Beth

We have used Jason twice to sort our mortgage after one house fell through. He has been accommodating around working hours and always responds rapidly. Always has good advice and understands any questions we weren’t quite sure on. I would...

2 years ago